The Cypher – Jan 7, 2025

Welcome to The Cypher! 

We distill the market chaos and provide three ideas each week that you can tell your clients, friends and family were your own 😉 

Idea 1: The FED’s QT Bet Looks Done

The FED increased its balance sheet dramatically during COVID and readjusted again with the collapse of Silicone Valley Bank. Now, however, levels are near those just after the COVID relief activity.

FED's balance sheet

The balance sheet is never paid off. It only goes up over time. Given the “considerable progress” made, and the Fed’s ongoing concern with market stability, the Fed’s bet that QT won’t “blow up” the financial system looks to be closing.

Takeaway: Our sense is that QT will end in Q1, which typically marks the beginning of an alt-coin season with cryptocurrencies and makes for relatively calm conditions for stocks. It might even end on Jan 29th.

Positions to watch: SPY, RSP, QQQ, IBIT, COIN

Idea 2: Bitcoin Degens Go On Holiday

Perpetual futures are an invention just for cryptocurrencies–they’re like options without an expiration date. To tie a perpetual to the spot price, an additional mechanic known as the Funding Rate is used. If traders are too bullish, then the longs pay the shorts. If the reverse, then the shorts pay the longs.

Image of funding rates

Featured is a review of funding rates. We focus on Binance, since it has the largest market. Extremes above 20% or below -20% are contrarian signals. Presently, $BTC sits at a 10% funding rate (somewhat positive).

Takeaway: The degenerate gamblers (degens) who populate the crypto space have gone on holiday and are not taking aggressive positions either direction. This might indicate a time to begin careful accumulation.

Positions to watch: BTC, MSTR, COIN

Idea 3: High 30-Year Interest Rate? Who cares?

Higher 30-Year fixed interest rates have presented challenging times for the real estate industry, but not uniformly. Though most stocks fell initially, some, such as DHI (purple), which does construction, bounced back relatively quickly.

Image of 30 year fixed rate mortgage average

Zillow (green) has seen a recent persistent climb, while Redfin (Red), which depends directly on transactional volume, has struggled the most. Yet, even its share price appears to have bottomed.

Takeaway: this sector looks interesting for select stocks as the bad news for interest rate hikes appears to be in.

Positions to watch: DHI, LEN, Z, RDFN

Final Remarks

We believe knowledge is power, so if you learned something, please share us and help others Think Beyond What’s Next. 

Happy Trading!


The Team:

Sebastian Purcell, PhD,

Julian von Loesch, PhD

Todd Mei, PhD, Elyse Purcell, PhD

David LaRoca, PhD

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This piece of content is provided for educational and entertainment purposes only. Robin Technologies and Analytics LLC is the firm that distributes 1.2 Labs products. The firm does not provide individually tailored investment advice and does not take a subscriber’s or anyone’s personal circumstances into consideration when discussing investments; nor is Robin Technologies and Analytics LLC registered as an investment adviser or broker-dealer in any jurisdiction.

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