Ripple’s Bid for Circle Rebuffed as Stablecoin Rivalry Intensifies Ahead of IPO

​Ripple, the blockchain-based payments firm behind the XRP token and the RLUSD stablecoin, recently made a significant acquisition attempt by offering between $4 billion and $5 billion to purchase Circle, the issuer of the USDC stablecoin. This bid was rejected by Circle, which deemed the offer too low. Despite the rejection, Ripple remains interested in acquiring Circle but has not decided whether to make another offer. ​

Ripple’s RLUSD, launched in December 2024, has achieved a market capitalization of approximately $317 million. In contrast, Circle’s USDC boasts a market cap exceeding $61 billion, making it one of the leading stablecoins in the market. This stark difference highlights the competitive landscape Ripple faces in the stablecoin sector.

Circle is preparing for an initial public offering (IPO) and has filed the necessary paperwork with the Securities and Exchange Commission (SEC). The company aims to list on the New York Stock Exchange under the ticker symbol “CRCL” and is targeting a valuation between $4 billion and $5 billion. This move to go public underscores Circle’s confidence in its market position and growth prospects.​

The stablecoin market is experiencing rapid growth, with projections suggesting it could reach a $2 trillion market capitalization by 2028. This expansion is attracting significant interest from major financial institutions and technology companies, leading to increased competition and consolidation efforts within the sector.​

Ripple’s acquisition attempt reflects its strategic ambition to strengthen its position in the stablecoin market. However, Circle’s rejection of the bid and its focus on an IPO indicate that it is pursuing an independent growth strategy. As the stablecoin market continues to evolve, both companies are likely to play pivotal roles in shaping its future trajectory.

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