Coinbase Enters Tokenized Finance with New Money-Market Fund

Coinbase’s asset management division is set to launch a tokenized money-market fund, diving into the rapidly growing sector of crypto finance, as reported by four insiders. Tokenization, which involves creating blockchain-based versions of real-world assets (RWAs), is gaining traction within the crypto community. BlackRock, for instance, introduced a tokenized U.S. Treasuries fund called BUIDL, which swiftly attracted $500 million in assets post its March 2023 launch​.

Tokenized funds offer significant advantages such as enhanced transparency via blockchain technology and potentially increased liquidity for investors. For issuers, these funds can yield greater efficiency. Specifically, for Coinbase Asset Management, this initiative signifies an expansion of its strategic move into the tokenization market. In December, Coinbase received preliminary approval from an Abu Dhabi regulator to tokenize traditional assets on Base, the exchange’s Ethereum scaling network​.

Two sources confirmed that Coinbase Asset Management is collaborating with Apex Group, a Bermuda-based entity managing over $3 trillion in assets across various services like custody, administration, and managed funds, to facilitate this new fund. This move aligns with Coinbase’s previous acquisition of One River Digital Asset Management in March 2023, which led to the creation of Coinbase Asset Management​​.

The broader market for tokenized assets is burgeoning. Tokenized U.S. Treasuries, for instance, have become a popular entry point due to their high yield and low-risk profile. The market for tokenized treasuries alone has surged sixfold in a year, reaching $666 million​​. Analysts predict the market for tokenized assets could grow to $16 trillion by 2030, underlining the significant potential and investor interest in this sector​​.

Coinbase’s initiative is part of a larger trend where traditional finance intersects with blockchain technology, offering new avenues for investment and asset management. This move not only diversifies Coinbase’s offerings but also positions it strategically within a rapidly evolving financial landscape​​.

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